Sterling Federal Bank was built on a simple idea: local people and their businesses are best served by a local bank, with local interests at heart. For that reason, Sterling Federal was established as a mutual institution, owned by its depositors, instead of by shareholders. More than a century later, we're still a mutual institution. Throughout our history, we have focused on the financial needs of everyday people. Today, you can enjoy a true community bank with both personal and business services. Whether you're looking for your first mortgage, expanding your farming operation, starting a business or saving for the future, you'll get down-to-earth personal service from a financially-focused team. Your success is our success. We know it, and we live it everyday. Your financial well-being means strong, healthy communities and a brighter future for all of us.