A group of bankers, business professionals, and farmers from the Sauk Valley area realized the need to start a “community bank.” Corporate banks were becoming more focused on their own needs rather than those of the customers and community. There was a need for a bank that listened to its customers and handled decisions locally. A bank where you were a face with a name, and not just a number. The idea was received with open arms from people living and working in the Sauk Valley area who were willing to invest in this new venture. The preliminary plan to form Sauk Valley Bank was conceived. On July 9, 1999, Sauk Valley Bank became a reality and opened for business in a temporary modular unit in Sterling, while the permanent office was being built. Sauk Valley Bank continued to expand their services in the community by opening a facility in Rock Falls in 2001. After doing business in a rented location for 6 years, a new banking center was built, which opened in July of 2007. Leaving little time between projects, the bank broke ground for the Dixon Office in that same year; once again utilizing the “modular facility” while the construction of the new building was underway. The new building was open for business on January 7, 2008. To continue to better serve our customers, the bank expanded services on June 10, 2013 with a second Sterling location in a newly remodeled East End facility. Our philosophy and goals are the same today as they were back then; to provide the best products and services to the people of the Sauk Valley area by offering solutions that fit their financial needs. Whether it is; personal, commercial, or agricultural, we can serve our community’s financial needs.