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    March 9, 2026
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4% ANNUAL PERCENTAGE YIELD 915 8th Ave Erie, IL 61250 (309) 659-2245 Or visit us at fsbforrest.com to see all EVERYDAY BANKING BUILT FOR YOU Let us treat you with a rewards checking account! ERIE STATE BANK A DIVISION OF FIRST STATE BANK OF FORREST Member EDIC 6 of our locations! ESB Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward account qualification: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. Contact one of our branch service representatives for specific Monthly Qualification Cycle dates. "Banking Day" means a banking day as defined in federal regulations. Our bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing. "Business Day" means a calendar day other than a Saturday or a Sunday, or a federal holiday. "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to a customer's account. Contact one of our branch service representatives for specific Statement Cycle dates. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4% APY cash back on up to a total of $200 debit card purchases that post and settle to the account during that cycle period. A maximum of $8 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transactions do not qualify for ATM fee reimbursements incurred or refunded. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded; these amounts will not be carried over to a future statement cycle. Nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first business/processing day of the following statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional information: Account approval, conditions, qualifications, limits, timeframe, enrollments, logins, and other requirements apply. $25 minimum deposit is required to open the Kasasa Cash Back account. $1 minimum deposit is required to open the Kasasa Saver account. Monthly ACH enrollment, in some cases, and eStatements is a condition of these accounts. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons are required to meet some of the account's qualifications. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close the account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC. Trademarks: Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. 4 % ANNUAL PERCENTAGE YIELD 915 8th Ave Erie , IL 61250 ( 309 ) 659-2245 Or visit us at fsbforrest.com to see all EVERYDAY BANKING BUILT FOR YOU Let us treat you with a rewards checking account ! ERIE STATE BANK A DIVISION OF FIRST STATE BANK OF FORREST Member EDIC 6 of our locations ! ESB Qualification Information : Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards . The following activities do not count toward account qualification : ATM - processed transactions , transfers between accounts , debit card purchases processed by merchants and received by our bank as ATM transactions , non - retail payment transactions , and purchases made with debit cards not issued by our bank . Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards . " Monthly Qualification Cycle " means a period beginning one ( 1 ) banking day prior to the first day of the current statement cycle through one ( 1 ) banking day prior to the last business day of the current statement cycle . Contact one of our branch service representatives for specific Monthly Qualification Cycle dates . " Banking Day " means a banking day as defined in federal regulations . Our bank is open to the public for the purpose of carrying out substantially all of its banking functions or for processing . " Business Day " means a calendar day other than a Saturday or a Sunday , or a federal holiday . " Statement Cycle " means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to a customer's account . Contact one of our branch service representatives for specific Statement Cycle dates . Reward Information : When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle , you will receive 4 % APY cash back on up to a total of $ 200 debit card purchases that post and settle to the account during that cycle period . A maximum of $ 8 cash back payments may be earned per Monthly Qualification Cycle . You will receive reimbursements up to $ 25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified . NOTE : ATM fee reimbursements only apply to Kasasa Cash , Kasasa Cash Back , or Kasasa Tunes transactions via ATM ; Kasasa Saver ATM transactions do not qualify for ATM fee reimbursements incurred or refunded . When your Kasasa Cash Back account qualifications are not met , no cash back payments are made and ATM withdrawal fees are not refunded ; these amounts will not be carried over to a future statement cycle . Nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the first business / processing day of the following statement cycle . Rates , rewards , and bonuses , if any , are variable and may change after account is opened ; rates may change without notice to you . No minimum balance is required to earn or receive the account's rewards . Rewards less than a penny cannot be distributed . Additional information : Account approval , conditions , qualifications , limits , timeframe , enrollments , logins , and other requirements apply . $ 25 minimum deposit is required to open the Kasasa Cash Back account . $ 1 minimum deposit is required to open the Kasasa Saver account . Monthly ACH enrollment , in some cases , and eStatements is a condition of these accounts . Enrollment in electronic services ( e.g. , online banking , e - statements ) and log - ons are required to meet some of the account's qualifications . Limit of 1 account ( s ) per social security number . There are no recurring monthly maintenance charges or fees to open or close the account . This account is not to be used for commercial purposes . If the account is closed , you will forfeit any rewards that have not been credited to your account . A Kasasa Cash Back account is required to have a Kasasa Saver account . A linked Kasasa Saver account is required for automatic savings . Advertised information and rewards are based on all account qualifications being met during each cycle period . Contact one of our bank service representatives for additional information , account details , restrictions , reward calculations , processing limitations , cycle dates and enrollment instructions . Member FDIC . Trademarks : Kasasa , Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa , Ltd. , registered in the U.S.A.