HAP20 cMonth ed0.92.35% emkeST GATEWAY*APY= Annual PercentageYield. Rates are accurate as of6/20/2018. Limited timeCREDIT UNION oecneFULTON MORRISON.STERLING and 40emns availabie. EaryNCUAFederally Insured by NCUAwithout notice. $10,000CAMANCHE CLINTON.DEWITT minimum deposit for 20, 31month CD. Other ratesand terms available. Earlywithdrawal penalties applýWWW.1STGATEWAY ORG

Date: July 10, 2018

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1st Gateway Credit Union

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HAP 20 cMonth ed 0 .9 2.35% em ke ST GATEWAY *APY= Annual Percentage Yield. Rates are accurate as of 6/20/2018. Limited time CREDIT UNION oecne FULTON MORRISON.STERLING and 40emns availabie. Eary NCUA Federally Insured by NCUA without notice. $10,000 CAMANCHE CLINTON.DEWITT minimum deposit for 20, 31 month CD. Other rates and terms available. Early withdrawal penalties applý WWW.1STGATEWAY ORG