Looking for something guaranteed in an uncertain time? 5.55% Guaranteed for 5 years income tax-deferred annuity! In order to receive these same returns in a taxable vehicle (CDs, savings accounts, etc.) you would need to earn 7.71% annually for five years!! Rick Halsten | (815) 622-3317 rhalsten@midwesternsecurities.com SFB Investment Center 'Assuming a 28% income tax bracket. Rates current as of 9/27/23. Rates are subject to frequent change, please check with your agent for current rates. Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO is authorized to do business in the District of Columbia and all states except NY. Platinum Assure Series (Policy Series 271-MVA/320) and Waiver of Surrender Charge Upon Nursing Home or Hospital Confinement Endorsement (Series 4139) are underwritten by Americo and may vary in accordance with state laws. Product and rider may not be available in all states. Certain restrictions apply. Consult contract for limitations and exclusions. Any guarantees are based upon the claims paying ability of the issuing company. This document is not a legal contract. For the exact terms and conditions, please refer to the contract. Rick Halsten is an independent, authorized agent of Americo. SFB Investment Center is a division of Sterling Federal Bank (SFB). Securities are: not insured by the FDIC; not a deposit or other obligation of, or guaranteed by, the depository institution; subject to investment risks, including possible loss of the principal amount invested. Securities, Insurance, and Investment Advisory Services are offered through Midwestern Securities Trading Company, LLC (MSTC). Member FINRA/SIPC. MSTC and SFB are not affiliated. Information provided by Registered Representatives of Midwestern Securities Trading Company, LLC is neither tax nor legal advice. Investors should speak to their tax professionals for specific information regarding their individual tax situations. 23-191-1-AGT (09/23) SM-ST2108715 Looking for something guaranteed in an uncertain time ? 5.55 % Guaranteed for 5 years income tax - deferred annuity ! In order to receive these same returns in a taxable vehicle ( CDs , savings accounts , etc. ) you would need to earn 7.71 % annually for five years !! Rick Halsten | ( 815 ) 622-3317 rhalsten@midwesternsecurities.com SFB Investment Center ' Assuming a 28 % income tax bracket . Rates current as of 9/27/23 . Rates are subject to frequent change , please check with your agent for current rates . Americo Financial Life and Annuity Insurance Company ( Americo ) , Kansas City , MO is authorized to do business in the District of Columbia and all states except NY . Platinum Assure Series ( Policy Series 271 - MVA / 320 ) and Waiver of Surrender Charge Upon Nursing Home or Hospital Confinement Endorsement ( Series 4139 ) are underwritten by Americo and may vary in accordance with state laws . Product and rider may not be available in all states . Certain restrictions apply . Consult contract for limitations and exclusions . Any guarantees are based upon the claims paying ability of the issuing company . This document is not a legal contract . For the exact terms and conditions , please refer to the contract . Rick Halsten is an independent , authorized agent of Americo . SFB Investment Center is a division of Sterling Federal Bank ( SFB ) . Securities are : not insured by the FDIC ; not a deposit or other obligation of , or guaranteed by , the depository institution ; subject to investment risks , including possible loss of the principal amount invested . Securities , Insurance , and Investment Advisory Services are offered through Midwestern Securities Trading Company , LLC ( MSTC ) . Member FINRA / SIPC . MSTC and SFB are not affiliated . Information provided by Registered Representatives of Midwestern Securities Trading Company , LLC is neither tax nor legal advice . Investors should speak to their tax professionals for specific information regarding their individual tax situations . 23-191-1 - AGT ( 09/23 ) SM - ST2108715